Terms of Service

The platform is practice management software for mutual fund distributors, insurance advisors, POSPs and wealth practices. It includes Client Book, Portfolio View, AI Client Review Assistant, SIP Desk, Policy Desk, Compliance Vault, Practice Reports and, on some plans, a client app and API.

The platform organises your practice. It does not provide investment advice, recommend securities or insurance products, or promise returns. The AI Client Review Assistant only flags clients who may need attention and explains why.

Every recommendation made to a client is made by you, the registered intermediary, under your own registration and within the rules of SEBI, AMFI and IRDAI as they apply to you.

• Hold the registrations your activities require and keep them current.
• Have a lawful basis and client consent to store and process the client data you enter or import.
• Keep your login details private and make sure each person in your practice uses their own seat.
• Check imported data and AI flags before acting on them. Source statements from RTAs and insurers remain the authoritative record.
• Use market messages that are factual and free of guaranteed-return language.

• Do not use the platform to send unsolicited messages or misleading claims about returns.
• Do not attempt to access other practices' data or test the security of the service without written permission.
• Do not resell access to the platform or use it to build a competing product.

The free trial lasts 30 days and covers up to 200 clients. Paid plans are charged per advisor seat, monthly or yearly, as shown on the pricing page at the time of purchase. Taxes are added where applicable. Plan changes and refunds follow the Refund Policy.

You own the data you put into the platform, including all client data. We process it only to provide the service, as described in the Privacy Policy. You can export it at any time while your account is active.

We aim to keep the service available at all times and schedule maintenance outside Indian business hours where possible. Features may be improved or changed over time. If we remove a feature that is part of your paid plan, we will tell you in advance.

The platform is a record-keeping and workflow tool. We are not liable for investment outcomes, market losses, or decisions made by advisors or clients. Our total liability for any claim is limited to the fees you paid for the service in the 12 months before the claim.

You can close your account at any time. We may suspend or close an account that breaches these terms, after notice where the breach can be fixed. After closure, data is handled as set out in the Privacy Policy.

These terms are governed by the laws of India. Disputes are subject to the courts of Uttar Pradesh.